Terms and Conditions for Financial Recommendations
These terms govern your use of milqeraviona.com and all related services involving financial recommendations in Australia. Please read them carefully before proceeding.
October 16, 2025
Acceptance of terms
By accessing or using our website and consultation services, you confirm your acceptance of these terms. If you do not agree, do not use the service. These may change occasionally; continued use means you accept any updates.
Definitions
These definitions clarify certain terms within these conditions.
‘Service’ means all financial recommendations and consultations delivered via milqeraviona.com and related communications.
‘User’ refers to any client, individual, or entity accessing the consultative services on this website.
‘Adviser’ is a member of our professional team offering regulated recommendations via direct consultations.
‘Agreement’ refers to the contract between you and milqeraviona.com covering your use of our services.
Use of service
Access to our recommendations is for lawful, responsible use only. All information provided is for reference and does not constitute a guarantee of results.
Eligibility
You must be at least 18 years old and have the legal capacity to enter into agreements to access our recommendations.
Service is open to Australian residents aged 18+ only.
Your responsibilities
Your usage implies agreement with guidelines and policy terms herein.
Prohibited uses
The following activities are not allowed within our service:
Intellectual property rights
All content, materials, and consultative materials remain the property of milqeraviona.com unless otherwise stated. You may use these only for permitted, non-commercial purposes. Copying or distributing without consent is not allowed.
Your submissions
Any personal or professional information you provide is handled as outlined in our Privacy Policy. You grant permission for use as described and required by law.
Your content rights and responsibilities
You may request removal or correction of your submissions subject to regulatory requirements for storage or review.
Privacy and confidentiality commitment
Your data and personal communications are managed strictly per Australian privacy laws and outlined policies. For full details, refer to our Privacy Policy.
Privacy PolicyDisclaimers and limitations
Recommendations are made using available information and expert analysis—outcomes are not guaranteed.
Important risk information
Results may vary; past performance does not guarantee future outcomes. Use recommendations at your discretion and consult a professional when uncertain.
Limitation of liability
To the extent permitted by law, milqeraviona.com and its staff shall not be liable for direct, indirect, incidental, or consequential damages resulting from your reliance on recommendations or website use.
Indemnification
You agree to indemnify and hold harmless milqeraviona.com and its staff regarding claims arising from your use of the service in breach of these terms.
Dispute resolution procedures
Most disputes are resolved informally. For unresolved issues, these procedures apply:
Arbitration
Disputes not settled directly will be referred to binding arbitration under Australian law.
Arbitration location and procedures will be mutually agreed where possible.
Online dispute resolution
Users can initiate online dispute resolution for complaints arising from digital service delivery.
Access ODR platformSeverability
If any provision is found invalid, remainder of these terms remain in effect and enforceable.
Entire agreement
These terms and referenced policies constitute the complete agreement between user and service.
Applicable law and jurisdiction
These terms are governed by the laws of Australia; jurisdiction is the State where the service is delivered.
Termination
We reserve the right to terminate any user access for breach of terms or unlawful conduct, with or without notice.
Changes
Terms and service provisions may change to reflect updated policies, regulations, or offerings. Notice will be provided for major updates.
Contacting us for terms issues
Questions regarding these terms should be directed to our contact details below.
Contact email: content@milqeraviona.com
Phone number: +61.2.1894.1309
Office address: 17 Gould Road, Herston, QLD 4006 Australia
Effective date of terms: October 16, 2025
Version: 3